A Tip For Buyers

If you are planning on buying a home in the next 2 - 3 years why not open a Tax Free Savings Account? 

Any individual (other than a trust) who is 18 years of age or older and who has a valid Canadian social insurance number (SIN) can be a holder of a TFSA.

The $5,000 TFSA dollar limit is indexed based on the inflation rate. The indexed amount will be rounded to the nearest $500. For example, assuming that the inflation rate is 2% for 2009 to 2011, the TFSA dollar limit would be $5,000 for 2009, 2010 and 2011, but would increase to $5,500 for 2012.

Generally, interest, dividends or capital gains earned in respect of investments in a TFSA are not subject to tax - either while held in the account or when withdrawn.

 

Remember to do your research and check for competitive rates.

 

For more information got to: http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/tfsa-celi/menu-eng.html

Posted via email from Selling Cambridge with Clare DeJong

TORONTO NATIONAL HOME SHOW STARTS TODAY!

Check the link to see what is happening this year.

 

http://www.nationalhomeshow.com/ME2/Sites/Default.asp?SiteID=39966B37D2454457B4EB98CCCE2B4B3F

 

Posted via email from Selling Cambridge with Clare DeJong

Plenty to do this Family Day in Waterloo Region

WATERLOO REGION — There’s no shortage of activities to keep the clan busy on Family Day.

A number of area attractions will be offering special family-friendly programming on Monday:

With a nod to its Tom Thomson exhibition, The museum in Kitchener is giving children the chance to create a fish and test their fishing skills at its indoor “lake” from 10 a.m. to 4 p.m.

Joseph Schneider Haus offers crafts and the Great Backyard Bird Count from 10 a.m. to 5 p.m.

At the Kitchener-Waterloo Art Gallery, participants can create art, hear a story and participate in a dramatic play between 1 and 4 p.m. The gallery is open from 9:30 a.m. to 5 p.m.

Crafts and cider will be offered at Cambridge’s McDougall Cottage from 10 a.m. to 5 p.m.

Woodside National Historic Site will offer activities including skating, snowshoeing, a scavenger hunt and indoor games from 1 to 5 p.m.

The Cambridge Butterfly Conservatory presents a Hug-A-Bug petting zoo from 10 a.m. to 5 p.m.

Homer Watson House & Gallery is offering a workshop on drawing and painting winter landscapes from 2 to 4 p.m. Pre-register by calling 519-748-4377.

There’s free public skating all day at the Waterloo Public Square, with a free family skate and food fair from 5 to 8 p.m. There’s also a special Family Day schedule at the Swimplex inside the Waterloo Memorial Recreation Complex.

The outdoor ice rink in front of Kitchener City Hall is open all day. The Aud is also offering a free public skate at the Kiwanis Rink from 12:30 to 2:30 p.m., followed by a speed skating demonstration until 3:30 p.m.

There’s also a Black History Month event at the Forest Hill United Church, featuring African dance and singing groups, drumming, games, artisans, food and clothing. The event at the church on Westmount Road East in Kitchener runs from 10 a.m. to 4 p.m.

Here’s a list of what’s open and closed on Family Day:

Grand River Transit runs on a Sunday schedule (not all routes have Sunday service).

Shopping malls, LCBO and Beer stores are closed. Some drug stores may be open — check individual locations for hours.

Public libraries are closed.

From The Record

Posted via email from Selling Cambridge with Clare DeJong

TheRecord - Making changing the world cool

Check out this website I found at therecord.com

Posted via email from Selling Cambridge with Clare DeJong

Flood advisory issued for Grand River watershed

Unseasonably warm temperatures and this winter’s huge volume of snow and ice could spell trouble for anyone venturing too close to watercourses in the Grand River watershed.

Grand River Conservation Authority has issued a flood advisory due to the possibility of ice jams, which can impede the flow of water, causing the water to overflow the banks. Temperatures of between eight and 10 degrees C were expected to continue until Friday morning before dropping back to below freezing.

The conservation authority says residents living in the upper half of the Grand River watershed, including along the Conestogo River and Upper Nith River, should see peak flows by Friday evening. According to a news release, the potential for ice jams could lead to unexpected flooding in Grand Valley, Drayton, West Montrose, St. Jacobs, New Hamburg, Haysville, Plattsville, Wolverton, Brantford, Cayuga and Dunnville.

Even without flooding, a return to freezing conditions on Friday will create extremely icy conditions near the river, presenting a risk to children and pets. Water levels are expected to remain high throughout the weekend.

To monitor flood conditions visit www.grandriver.ca

 

Posted via email from Selling Cambridge with Clare DeJong

Canadian housing starts expected to stabilize this year and next

Home > News > Business > Canadian housing starts expected to stabilize this year and next

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OTTAWA – Canada’s national housing agency says the pace of new-home construction will stabilize in 2011 and 2012 after trending lower at the end of last year.

Canada Mortgage and Housing Corp.’s predicts between 157,000 and 192,000 new housing units will be built this year, with the number remaining virtually the same in 2012. In its first quarter housing market outlook, released Thursday, it said economic growth and lower unemployment will prop up the need for new homes.

“This, in conjunction with relatively low mortgage rates, will continue to support demand for new homes. Housing starts will remain in line with long-term demographic fundamentals over the course of 2011 and 2012,” Bob Dugan, chief economist for CMHC said in a statement.

Dugan said listing prices are expected to keep pace with increases in inflation.

The corporation said sales of existing homes should be in the range of 398,000 and 485,000 this year. In its January figures, CMHC said Canada was on track to build 170,400 units of housing this year, about 10 per cent less than in 2010.

The Canadian housing market was unusually active in late 2009 and early 2010 due to a catch-up from the recessionary levels in late 2008 and early 2009, preparations for the 2010 Winter Olympics and historically low interest rates that kept the cost of borrowing low.

A powerful driver of economic recovery, the real estate market kicked off last year on a tear as buyers rushed into the market in advance of higher interest rates, new mortgage rules and a new harmonized tax regime in two provinces.

The Bank of Canada began raising its key interest rate last summer, after keeping it at the lowest possible 0.25 per cent for more than a year in an effort to stimulate economic activity.

The central bank’s key rate has risen to one per cent — still below the historical norm — but has been stable since October.

But at least three of the major banks increased several of their posted and special mortgage rates last week, and the federal finance minister says he expects them to rise even more, since lending rates have been hovering close to historic lows.

Some reports have warned that when interest rates rise, which many economists expect in the middle of this year, Canada’s real estate market could tank.

The Canadian Press

 

Posted via email from Selling Cambridge with Clare DeJong

Cambridge Real Estate News from Clare DeJong

Cambridge Real Estate News from Clare DeJong February 2011      Your Real Estate News Clare DeJong Sales Representative Real Estate Centre Inc., Brokerage 766 Old Hespeler Rd. Cambridge, Ontario 519-623-6200 or 1-866-623-6205 www.SellingCambridge.ca An unexpected repair bill is the last thing you want when you move into your dream home.  This month, we discuss the importance of getting a home inspection so you can move in with confidence. We’ve also included some tips on improving your home’s air quality as well as a few uses for baking soda that may surprise you. Thanks for checking out our newsletter.  Please let us know if you have any questions or comments regarding the articles or real estate in general.  We'd love to hear from you -- your feedback's always appreciated! In This Issue... Strong Sales Activity in December a Solid End to 2010 Home Inspections -- Getting to Know Your Home Too Much Humidity? Put a Damper on Dampness! Creative Cleaning: The Magic of Baking Soda! Strong Sales Activity in December a Solid End to 2010  Residential sales activity recorded through the MLS® System of the Real Estate Board of Cambridge Inc. posted the third best month of December on record in 2010.  As a result, annual sales activity finished just ahead 2009 levels.   According to the Board’s statistics, home sales numbered 155 units in December.  This was up 3% from a year earlier.  On a seasonally adjusted basis, sales activity jumped 18% from November and now stands 43% above the low point in August 2010.  Annual sales edged up 0.4% from 2009 to 2,683 units in 2010.   “December was a strong month for sales activity in the region, and a great end to a solid, albeit volatile, year,” said Val Brooks, President of the Real Estate Board of Cambridge Inc.  “We’re not expecting to set any records in 2011 but buyers and sellers will no doubt welcome a return to a more stable and balanced marketplace considering the volatility we’ve seen in the past two years.”   The average price for homes sold in December 2010 was $282,492, up 8% from the same month in 2009.  The annual average price for 2010 was $279,014, also rising 8% from 2009.  The dollar value of all homes sold in December 2010 amounted to $43.8 million, an increase of 11% from year-ago levels.   Total sales numbered 161 units in December, up 2% on a year-over-year basis.  The dollar value of all sales in December 2010 totalled $45.1 million, 3% above levels reported in December 2009.   New residential listings on the Board’s MLS® System numbered 202 units in December 2010, jumping 29% from a year earlier.  There were 686 active residential listings on the Board’s MLS® System at the end of the year, edging down 1% from levels at the end of 2009.  On a seasonally adjusted basis, active listings were more of less stable over the course of 2010.   There were 3.2 months of inventory at the end of 2010 on a seasonally adjusted basis, down 0.6 months from November.  The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity. Home Inspections -- Getting to Know Your Home  You’ve finally found the home of your dreams and are feeling on top of the world!  Think of how you'd feel though after you moved in to find out that your new home was nothing more than a money pit. Buying a home can be very emotional, especially if it's love at first sight.  It’s easy to overlook potential problems when all your attention's focused on the features you love.  Having the home professionally inspected will help you see the full picture. Home inspections help identify both existing and potential problems.  There's no such thing as a perfect house so don't be alarmed when issues arise but at least you'll know what to expect.  It’s also a valuable learning experience as many inspectors will discuss the home’s systems with you and advise on how they should be maintained. Home inspections aren’t just for buyers.  Sellers often have inspections completed before they put their property on the market so they're not caught off guard and forced into a vulnerable position.  In sales, knowing your product is key so it's important to be fully aware of any existing problems beforehand so they can be dealt with accordingly. Not everyone chooses to have a home inspection but it makes sense if you want to avoid nasty surprises.  Make sure to choose a certified home inspector who comes highly recommended and ensure the cost includes a written report.  Most experts agree the knowledge and peace of mind you'll gain is well worth the expense. Too Much Humidity? Put a Damper on Dampness!  Mold and mildew are common household problems caused by too much moisture.  Damp homes can cause serious health issues as well as peeling paint, wood rot and structural damage. It's important to deal with dampness right away because the longer it's put off, the worse things will get.  Here are a few things you can do to get started: inspect your attic and basement for signs of moisture fix leaks by repairing cracks and plugging holes install exhaust fans in the kitchen and bathrooms set up a dehumidifier and remember to empty it regularly make sure your dryer vents outside We spend so much time relaxing at home but surprisingly we don’t think much about our home's air quality.  If you take steps to eliminate the dampness in your home, you’ll significantly reduce the chance of respiratory illnesses making your home a much more comfortable place to live. Creative Cleaning: The Magic of Baking Soda!  Everyone knows baking soda helps keep the inside of your fridge smelling fresh, but did you know it’s also an amazing environmentally friendly cleaner?  Here are a few other things you can use it for: use as a dry cleanser to clean tubs, tiles and toilets wash your hands with it to eliminate the smell of onions or garlic sprinkle on your carpet then vacuum after 15 minutes to eliminate bad smells pour a bit down the sink followed by some vinegar to clear partially clogged drains Once you’ve finished cleaning your home, you'll want to enjoy a relaxing soak in the tub.  Before you climb in, add half a cup of baking soda to the water to soften your skin Are you sick of scouring the paper and MLS sites looking for homes? Tired of playing telephone tag with agents only to hear the home's already sold? Sit back, relax and let me do the work for you! Just visit my website and check off the features you're looking for. Whenever a home matching your criteria hits the market, it'll be automatically flagged and emailed to you so you'll never have to worry about missing your dream home. This service is free and there's no obligation! Click here to get started. View Previous Issues Created by RealEstateWord.com Not meant to solicit clients already under contract.

 

Posted via email from Selling Cambridge with Clare DeJong

Cambridge Real Estate News from Clare DeJong

Cambridge Real Estate News from Clare DeJong February 2011      Your Real Estate News Clare DeJong Sales Representative Real Estate Centre Inc., Brokerage 766 Old Hespeler Rd. Cambridge, Ontario 519-623-6200 or 1-866-623-6205 www.SellingCambridge.ca Hi Karen, An unexpected repair bill is the last thing you want when you move into your dream home.  This month, we discuss the importance of getting a home inspection so you can move in with confidence. We’ve also included some tips on improving your home’s air quality as well as a few uses for baking soda that may surprise you. Thanks for checking out our newsletter.  Please let us know if you have any questions or comments regarding the articles or real estate in general.  We'd love to hear from you -- your feedback's always appreciated! In This Issue... Strong Sales Activity in December a Solid End to 2010 Home Inspections -- Getting to Know Your Home Too Much Humidity? Put a Damper on Dampness! Creative Cleaning: The Magic of Baking Soda! Strong Sales Activity in December a Solid End to 2010  Residential sales activity recorded through the MLS® System of the Real Estate Board of Cambridge Inc. posted the third best month of December on record in 2010.  As a result, annual sales activity finished just ahead 2009 levels.   According to the Board’s statistics, home sales numbered 155 units in December.  This was up 3% from a year earlier.  On a seasonally adjusted basis, sales activity jumped 18% from November and now stands 43% above the low point in August 2010.  Annual sales edged up 0.4% from 2009 to 2,683 units in 2010.   “December was a strong month for sales activity in the region, and a great end to a solid, albeit volatile, year,” said Val Brooks, President of the Real Estate Board of Cambridge Inc.  “We’re not expecting to set any records in 2011 but buyers and sellers will no doubt welcome a return to a more stable and balanced marketplace considering the volatility we’ve seen in the past two years.”   The average price for homes sold in December 2010 was $282,492, up 8% from the same month in 2009.  The annual average price for 2010 was $279,014, also rising 8% from 2009.  The dollar value of all homes sold in December 2010 amounted to $43.8 million, an increase of 11% from year-ago levels.   Total sales numbered 161 units in December, up 2% on a year-over-year basis.  The dollar value of all sales in December 2010 totalled $45.1 million, 3% above levels reported in December 2009.   New residential listings on the Board’s MLS® System numbered 202 units in December 2010, jumping 29% from a year earlier.  There were 686 active residential listings on the Board’s MLS® System at the end of the year, edging down 1% from levels at the end of 2009.  On a seasonally adjusted basis, active listings were more of less stable over the course of 2010.   There were 3.2 months of inventory at the end of 2010 on a seasonally adjusted basis, down 0.6 months from November.  The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity. Home Inspections -- Getting to Know Your Home  You’ve finally found the home of your dreams and are feeling on top of the world!  Think of how you'd feel though after you moved in to find out that your new home was nothing more than a money pit. Buying a home can be very emotional, especially if it's love at first sight.  It’s easy to overlook potential problems when all your attention's focused on the features you love.  Having the home professionally inspected will help you see the full picture. Home inspections help identify both existing and potential problems.  There's no such thing as a perfect house so don't be alarmed when issues arise but at least you'll know what to expect.  It’s also a valuable learning experience as many inspectors will discuss the home’s systems with you and advise on how they should be maintained. Home inspections aren’t just for buyers.  Sellers often have inspections completed before they put their property on the market so they're not caught off guard and forced into a vulnerable position.  In sales, knowing your product is key so it's important to be fully aware of any existing problems beforehand so they can be dealt with accordingly. Not everyone chooses to have a home inspection but it makes sense if you want to avoid nasty surprises.  Make sure to choose a certified home inspector who comes highly recommended and ensure the cost includes a written report.  Most experts agree the knowledge and peace of mind you'll gain is well worth the expense. Too Much Humidity? Put a Damper on Dampness!  Mold and mildew are common household problems caused by too much moisture.  Damp homes can cause serious health issues as well as peeling paint, wood rot and structural damage. It's important to deal with dampness right away because the longer it's put off, the worse things will get.  Here are a few things you can do to get started: inspect your attic and basement for signs of moisture fix leaks by repairing cracks and plugging holes install exhaust fans in the kitchen and bathrooms set up a dehumidifier and remember to empty it regularly make sure your dryer vents outside We spend so much time relaxing at home but surprisingly we don’t think much about our home's air quality.  If you take steps to eliminate the dampness in your home, you’ll significantly reduce the chance of respiratory illnesses making your home a much more comfortable place to live. Creative Cleaning: The Magic of Baking Soda!  Everyone knows baking soda helps keep the inside of your fridge smelling fresh, but did you know it’s also an amazing environmentally friendly cleaner?  Here are a few other things you can use it for: use as a dry cleanser to clean tubs, tiles and toilets wash your hands with it to eliminate the smell of onions or garlic sprinkle on your carpet then vacuum after 15 minutes to eliminate bad smells pour a bit down the sink followed by some vinegar to clear partially clogged drains Once you’ve finished cleaning your home, you'll want to enjoy a relaxing soak in the tub.  Before you climb in, add half a cup of baking soda to the water to soften your skin Are you sick of scouring the paper and MLS sites looking for homes? Tired of playing telephone tag with agents only to hear the home's already sold? Sit back, relax and let me do the work for you! Just visit my website and check off the features you're looking for. Whenever a home matching your criteria hits the market, it'll be automatically flagged and emailed to you so you'll never have to worry about missing your dream home. This service is free and there's no obligation! Click here to get started. View Previous Issues Created by RealEstateWord.com Not meant to solicit clients already under contract.

 

Posted via email from Selling Cambridge with Clare DeJong

Ottawa pumps $4 million into new home heating technology

CAMBRIDGE — The federal government’s clean energy fund is pumping $4 million into a new heating and cooling technology that can pump heat from the air into Canadian homes even on an extremely cold winter day.

For several years, Ecologix Heating Technologies Inc., a Cambridge-based company that manufactures heating equipment, has been working in conjunction with the University of Waterloo and a large partner firm, Emerson Climate Technologies, to develop the new system.

It plans to use the federal money to fine-tune it, get demonstration sites off the ground and provide incentives to get home builders and early adopters onto the system.

Stephen Davies, president of Ecologix, explained that pumps to draw heat from the air have been around for a long time, but they don’t work well in extremely cold air.

This new system uses compressor technology that had previously been applied to commercial applications, such as refrigeration systems in supermarkets, and adapts it for cold climate home heating and cooling.

Davies said that although it would initially be more expensive than regular furnaces, it would be cheaper for homeowners to run because it doesn’t use natural gas, oil or propane. The system could heat a home for between two-thirds to half of what it would cost to heat with natural gas, and about a quarter of the cost of heating with oil or propane, he said.

The system uses electricity to run the pump, but “for every unit of electricity, you can get three to five units of heat out, so that is a huge savings.”

It would basically consist of a central unit inside the house that is somewhat larger than a modern furnace cabinet and a unit outside that looks like a taller version of an air conditioner. “This system will provide your space heating, your domestic water heating and your air conditioning,” Davies said.

It could significantly reduce greenhouse gas emissions. “This is the type of technology that is needed if we want to de-carbonize our heating systems.”

Ecologix hopes to have 15 to 20 local sites set up in the coming year and about 400 new home demonstration sites over the next few years. The funding will help provide incentives to home builders and early homeowner adopters, to help get the market off the ground, he added.

Ecologix employs about 10 people and has recently hired two people to work on the project. It also plans to work with other companies on the fabrication and distribution of the units.

Cambridge MP Gary Goodyear, minister of state for science and technology, made the funding announcement at the company’s offices on Holiday Inn Drive. “Investing in clean energy technologies stimulates the growth of a domestic industry, creating high quality jobs for Canadians,” Goodyear said in his announcement.

rsimone@therecord.com

 

Posted via email from Selling Cambridge with Clare DeJong

TSX surpasses 14,000 points mark for the first time since July 2008

The TSX has surpassed the 14,000 point mark for the first time since July 2008.  The stock index is now positive by more than four perc ent this year.

Info received via 570 news February 16, 2011 @ 11:17am.

Posted via email from Selling Cambridge with Clare DeJong

National Resale housing market shows further improvement in January

 

 

OTTAWA – February 15, 2011 – National resale housing activity climbed further in January 2011, according to statistics released today by The Canadian Real Estate Association (CREA).

 

Seasonally adjusted national home sales activity rose 4.5 per cent in January 2011 compared to the previous month, reaching the highest level since April 2010. Led by Vancouver and Toronto, seasonally adjusted sales activity posted monthly gains in more than half of all local Canadian markets in January. National sales activity has improved steadily since last summer, and now stands almost 25 per cent above the low point reached in July 2010.

 

For more information, please contact:

 

Pierre Leduc

Media Relations / Relations auprès des médias

pleduc@crea.ca

 

The Canadian Real Estate Association / L'Association canadienne de l'immeuble

200 Catherine Street, 6th Floor / 200, rue Catherine, 6e étage    Ottawa, ON K2P 2K9

Tel/Tél: (613) 237-7111   

Cel/Cél: (613) 884-1460

Fax/Téléc: (613) 234-2567

 

 

This e-mail and any attachments may contain information that is privileged and/or confidential. If you are not the intended recipient and appear to have received this e-mail in error, please notify us immediately and then delete all copies from your computer system. Any unauthorized use, copying or further distribution is prohibited.

 

Il est possible que certains renseignements contenus dans le présent courriel ainsi que toute pièce jointe soient confidentiels. Si vous n’êtes pas le destinataire prévu et que vous croyez avoir reçu le présent courriel par erreur, nous vous prions de nous le signaler immédiatement et de supprimer toute copie de ce courriel de votre système informatique. Toute utilisation, reproduction ou diffusion non autorisée du présent courriel est interdite.

 

 

Posted via email from Selling Cambridge with Clare DeJong

Clare Dejong's February Newsletter

http://www.realestateword.com/agent/agentpreviewnewsletter.php?id=175

Posted via email from Selling Cambridge with Clare DeJong

More Great News for Cambridge Business

By The Canadian Press

CAMBRIDGE, Ont. - Space hardware manufacturer Com Dev International Ltd. (TSX:CDV) has agreed to provide equipment for an unspecified commercial communications satellite in a transaction that's expected to be worth more than US$11 million.

The Cambridge, Ont.-based company said Tuesday that the initial payment will be about $3 million and is intended to get the engineering project rolling and production under way.

The full value of the contract will be finalized by March, with the company providing L band switches, multiplexers and filters for the satellite.

Com Dev said it will carry out the contract for the satellite, which will be used to carry wireless signals, at its Cambridge facility with a target completion date sometime in midst of fiscal 2012.

"Commercial satellite communications continues to be a robust market in which Com Dev is demonstrating how cost effective its products are by a healthy influx of orders this year," said chief executive Michael Pley in a release.

"This order adds to our growing commercial backlog and demonstrates the faith our customers have in us to quickly deliver products of the highest quality."

 

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Great News for Cambridge Business

 

(RTTNews) - The Babcock & Wilcox Co. (BWC: News ) said its subsidiary Nuclear Fuel Services, Inc. has been awarded a contract extension totaling around $79 million.

The 2011 contract extension is for the continued manufacture and delivery of fuel and support activities for the U.S. Naval Nuclear Propulsion program, Babcock & Wilcox stated.

Posted via email from Selling Cambridge with Clare DeJong

Thought for today...

If you want it to happen you have to make it happen. If you just let it happen you won't like the results.

Posted via email from Selling Cambridge with Clare DeJong

Sales good in KW

Sales of residential properties by REALTORS® through the Multiple Listing System® of the KWREB were steady in January. There were a total of 359 residential properties sold last month, a 9.5 percent increase compared to December 2010, and a 10.3 percent decrease relative to the same month a year ago.

Posted via email from Selling Cambridge with Clare DeJong

February 4th Mortgage Rates

We know, you don't want a mortgage... you want a home! Mortgage Alliance is Home of the Smart Mortgage. Designed to show you how to pay less interest and be mortgage free faster. Call your Mortgage Alliance Professional today. Click HERE to get approved. Provided by: Mortgage Alliance 1-877-483-5248 TERM POSTED OUR RATES* 6 Month 4.45% 3.75% 1 Year 3.35% 2.7% 2 Year 3.6% 3.1% 3 Year 4.15% 3.3% 4 Year 4.94% 3.74% 5 Year 5.19% 3.66% 7 Year 6.09% 4.65% 10 Year 6.4% 5.05% Variable Rate 2.2% Prime Rate 3% * Rates may vary provincially and are subject to change without notice OAC, EO&E.  Rates Last Updated: Thursday, February 03, 2011

Use the Right Broker, to get the Right Mortgage for you! * Rates are subject to change without notice. You have received this e-mail because you or someone you know has requested it be sent. If you wish to be removed from the distribution list, simply click this UNSUBSCRIBE link and follow the instructions. Or, simply cut and paste the following into a new browser window and follow the instructions: http://www.mortgagealliance.com/admin/RateAdvisorOptOut.asp?AdvisorID=137113

Posted via email from Selling Cambridge with Clare DeJong

MARKET WATCH: Strong housing market predicted for early 2011

News of a strengthening economy and low interest rates may result in a stronger-than-expected housing market for early 2011. According to a Royal LePage survey, the widely held consumer belief that rates will rise later in 2011 could prompt an increase in early-year buying. The report states that, "Canadians realize that interest rates are unsustainably low and that homes will become effectively more expensive when mortgage rates return to normal levels. We will likely see more price appreciation early in 2011 as some buyers complete transactions in advance of anticipated higher borrowing costs."

Posted via email from Selling Cambridge with Clare DeJong

New test for colon cancer

Just read about a study from Japan - dogs can sniff if you have colon cancer with a 95-98% accuracy rate.

TRULY man's best friend!!

Posted via email from Selling Cambridge with Clare DeJong